Medicare Education and Health Plan Assistance
256-648-5710
Mon-Fri, 8am- 6pm
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Alabama Health Guidance does not represent any Governement Agency. We are a group of licensed, Indpependent insurance agents who specialize in Medicare education and Insurance services. Our goal is to educate Employers and Medicare Beneficiaries on the basics of Medicare and how to make informed decissions on Health Plans.
What’s TRICARE? TRICARE is a health care program for active-duty and retired uniformed services members and their families that includes:
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TRICARE Prime.
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TRICARE Extra.
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TRICARE Standard.
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TRICARE for Life (TFL). TFL provides expanded medical coverage to Medicare-eligible uniformed services retirees 65 or older, to their eligible family members and survivors, and to certain former spouses. You must have Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) to get TFL benefits.
Can I have both Medicare and TRICARE? Some people can have both Medicare and other types of TRICARE, including:
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Dependents of active-duty service members who are allowed Medicare for any reason.
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People under 65 with Medicare Part A (Hospital Insurance) because of a disability or End-Stage Renal Disease (ESRD) and with Medicare Part B (Medical Insurance).
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People 65 or older who can get Part A and who join Part B.
I have Medicare and TRICARE.Who pays first? In general, Medicare pays first for Medicare-covered services. TRICARE will pay the Medicare deductible and coinsurance amounts and for any service not covered by Medicare that TRICARE covers. You pay the costs of services Medicare or TRICARE doesn’t cover.
Who pays if I get services from a military hospital? If you get services from a military hospital or any other federal health care provider, TRICARE will pay the bills. Medicare usually doesn’t pay for services you get from a federal health care provider or other federal agency.
Where can I get more information?
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Visit Tricare.mil/tfl.
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Call the health benefits advisor at a military hospital or clinic.
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Call 1-866-773-0404.
Source of information: www.Medicare.gov
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Medicare and TRICARE
